Effective Date: 01/24/2024
Last Updated: 12/24/2025
Acceptance of Terms
Welcome to Kibrann Financial Services (“Kibrann,” “we,” “us,” or “our”). These Terms & Conditions (“Terms”) govern your access to and use of our website, services, and any related communications or platforms (collectively, the “Services”).
By accessing, browsing, or using this website or engaging our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms.
If you do not agree to these Terms, you must not use this website or our Services.
1. Scope of Services
Kibrann Financial Services provides professional services including, but not limited to:
- Bookkeeping and accounting support
- Payroll processing and payroll tax filings
- Federal, state, and local tax preparation and support
- Financial review, analysis, and consultation services
- Related advisory and compliance support
All Services are provided solely based on information supplied by the client and are subject to the terms of a separate written service agreement, proposal, engagement letter, or subscription plan.
2. No Legal, Investment, or Guarantee of Outcomes
Kibrann Financial Services is not a law firm and does not provide legal advice. We are not a registered investment advisor unless explicitly stated in writing.
- We do not guarantee specific tax refunds, tax savings, audit outcomes, financial performance, profitability, or regulatory approval.
- Tax laws, payroll regulations, and financial requirements may change and are subject to interpretation by government authorities.
- Any projections, estimates, or recommendations provided are for informational purposes only and do not constitute guarantees.
Clients are encouraged to consult legal counsel or other professionals when necessary.
3. Client Responsibilities
Clients agree to:
- Provide complete, accurate, and timely information
- Review all reports, filings, and documents for accuracy before submission
- Maintain proper records and supporting documentation
- Notify Kibrann promptly of any changes affecting their financial, tax, or payroll status
- Remain responsible for final approval of filings, payments, and submissions
Kibrann shall not be liable for errors, penalties, interest, or delays caused by incomplete, inaccurate, or late information provided by the client.
4. Service Agreements & Fees
Unless otherwise stated in your agreement
- All Services are governed by written agreements that define scope, fees, timelines, and responsibilities.
- Fees may be fixed, recurring, hourly, or usage-based depending on the service.
- Payment terms, late fees, suspension of services, and refunds are governed by the applicable service agreement.
- Failure to pay may result in suspension or termination of Services.
5. Third-Party Platforms & Authorities
Kibrann may interact with third-party platforms, software providers, banks, payroll processors, or government agencies on behalf of clients.
- We do not control third-party systems or government processing timelines.
- Kibrann is not responsible for outages, errors, delays, or actions taken by third parties.
- Clients authorize Kibrann to act as an agent solely for the purpose of delivering agreed Services.
6. Confidentiality & Data Security
We take data protection seriously and apply commercially reasonable safeguards to protect client information.
However:
- No electronic system is 100% secure
- Clients acknowledge and accept inherent risks of electronic communication
- Kibrann shall not be liable for unauthorized access caused by events beyond reasonable control.
Kibrann shall not be liable for unauthorized access caused by events beyond reasonable control.
7. Intellectual Property
All website content, including but not limited to text, graphics, logos, designs, documents, and software, is the exclusive property of Kibrann Financial Services or its licensors.
- Unauthorized copying, distribution, modification, or commercial use is strictly prohibited.
- Limited, non-commercial personal use is permitted
8. Limitation of Liability
To the fullest extent permitted by law:
- Kibrann Financial Services shall not be liable for indirect, incidental, consequential, or punitive damages
- Total liability, if any, shall not exceed the fees paid by the client for the specific Service giving rise to the claim
- This limitation applies regardless of the legal theory asserted
9. Indemnification
You agree to indemnify and hold harmless Kibrann Financial Services, its owners, officers, employees, and contractors from any claims, damages, penalties, or costs arising from:
- Client-provided information
- Client actions or omissions
- Violation of laws or regulations
- Breach of these Terms
10. Termination of Services
Kibrann reserves the right to suspend or terminate access to Services for:
- Non-payment
- Breach of these Terms
- Misuse of Services
- Illegal or unethical activity
- Risk to compliance, reputation, or operations
Termination does not relieve clients of outstanding obligations
11. Modifications to Terms
Kibrann Financial Services reserves the right to update or modify these Terms at any time.
- Updates become effective upon posting on the website
- Continued use of Services constitutes acceptance of revised Terms
12. Governing Law & Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State, e.g., Maryland or Washington DC], without regard to conflict-of-law principles
Any disputes shall be resolved exclusively in courts located within that jurisdiction.
13. Severability
If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall remain in full force and effect.
14. Entire Agreement
These Terms, together with any applicable service agreement and Privacy Policy, constitute the entire agreement between the parties regarding website use and Services.
15. Contact Information
For questions regarding these Terms, please contact: